Imagine walking into a bank and depositing £1,000 into your savings account. You might assume that money sits in a vault, waiting for you. But in reality, it’s on the move. Loaned out to a local business, funding a mortgage,…
If you’ve been anywhere near the financial news recently, you’ll know that tariffs are back. Just days ago, in early April 2025, President Trump announced a wave of new reciprocal tariffs on every sovereign state in the world, from economic…
Soros, Icahn, Buffet, Lynch. What do all of these investors have in common? They all consistently dominated the market index in their era, producing unheard-of levels of alpha. Over time, finding opportunities to generate excess returns from the market average…
Time to admit it: half the battle in high finance is understanding what anyone’s actually talking about. Throw around some Greek letters, acronyms, and made-up-sounding words, and suddenly you’re as confused as you were the first time you watched ‘The…
The Efficient Market Hypothesis (EMH), brought to the world’s attention by Eugene Fama in 1970, is one of the most influential and discussed financial theories out there. Whether you’re an investor, a student of finance, or just someone trying to…
Interest rates. A sometimes opaque and unclear concept which is affecting your everyday life in unimaginable ways. Understanding interest rates and the effect they have on the economy and the financial markets, and let’s be honest, more importantly to you,…
The Big Mess The 2008 Global Financial Crisis (GFC) was not just another market downturn, it was a catastrophic failure of financial institutions, regulatory oversight, and common sense. What began as an overheated housing market in the U.S. quickly spiralled…
